Not known Details About 債務重組 - 【debts.ctr.hk】
Not known Details About 債務重組 - 【debts.ctr.hk】
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An IVA supplies a proper structure to let you make repayments on your creditors dependant on affordability instead of within the past contractual arrangements. You agree to fork out your creditors about you may afford all through the expression with the IVA but no additional, although, subsequently, they agree to simply accept your payments rather then forcing you in to individual bankruptcy and assure to lawfully 'write-off' any money nonetheless out standing at the end of your arrangement in the event you productively get to the conclude with the IVA expression.
一般銀行只要求債務人變賣可套現資產物業，以減輕欠債額。現時大部份負資產人士及需補地價之業主，其物業都不會受影響。
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There is a special QR code on the card issued through the customer service officer to each customer. Prospects only must scan the Wechat mini-system to see the photo, department and get in touch with 債務舒緩收費 information and facts of your customer care officer.
For getting an IVA, you need to have some spare revenue monthly to pay your creditors, normally 債務重組破產分別 not less than £one hundred. Your creditors are unlikely to just accept an IVA Should your payments are below that.
For those who have dearer merchandise, which include antiques or expensive jewellery you may want to promote them to aid spend your debts.
On the other hand, In case you have a alter of situation Meaning your revenue reduces, your payments in the arrangement could go down, so you're able to however find the money for to pay for your frequent outgoings. Consequently, you are going to compose-off extra debt than first thought.
不需要。我們只有在獲得客戶同意後，才會進行債務重組收費。我們提供免費的初步諮詢和會面，我們會用最短的時間讓客戶了解清楚整個服務的流程、影響、收費，同時給予專業建議。我們知道這是重大的決定，踏出這一步將有可能扭轉客戶的一生，因此我們尊重客戶的慎重考慮，在客戶同意之前並不會採取任何收費手續。
香港債務舒緩或重組邊間好? 本會在處理債務問題上會根據你的實際情況，給予你一些確實的建議和適合你的舒緩方案。除此之外，我們亦會為債務人提供適切的支援及幫助，包括一些心理輔導和法律上的援助，更會定時舉行一些理財教育活動，讓大家學懂如何妥善理財，避免在一次出現債務問題；同時亦會有一些培訓及就業支援，讓債務人在償還債務的同事能夠有一份穩定的收入，繼續過一些正常的生活。當然我們亦非常注重債務人和家人的精神健康，會適當地給予一些心理輔導，希望能夠舒緩他們因債務已帶來的一些心理壓力。
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In case you are having difficulties to pay your debts, then we advise you obtain in contact both on the iva internet or by mobile phone on 0800 316 1833 so one among our pleasant advisers can have a look at your situations and work out the very best financial debt Remedy to suit your needs.